How We Can Help
A reverse mortgage allows qualifying Canadian homeowners aged 55 and older to access a portion of their home equity as tax-free funds — without monthly mortgage payments, without the need to sell, and without affecting government benefits. The funds can be received as a lump sum or in regular installments and can be used for any purpose, from supplementing retirement income to covering medical costs or helping family members. Repayment is not required until the home is sold or the homeowners are no longer living in the property.
By law, borrowers entering into a reverse mortgage in Canada are required to receive independent legal advice (ILA) from a lawyer who is not acting for the lender. Our office provides this required ILA, ensuring that you understand the full terms of the loan — including interest accumulation, repayment triggers, and the impact on your estate — before you commit. We also review the eligibility criteria specific to your lender's program and ensure that all conditions are clearly understood.
Once you are ready to proceed, our office handles the preparation and execution of all required legal documents efficiently. Lender selection, property appraisal, and mortgage approval are handled directly between you and your lender and are outside our scope — but once those steps are complete, we focus on moving the legal documentation forward quickly so you can access your funds without unnecessary delay.
Our Reverse Mortgage Services
- Advising on residency & eligibility requirements
- Reviewing major reverse mortgage lender criteria
- Explaining all loan terms and obligations
- Providing required independent legal advice (ILA)
- Preparing & executing all legal documents
- Fast turnaround on documentation phase
Reverse Mortgage Questions?
Looking to access your home equity through a reverse mortgage? We provide the required independent legal advice quickly.
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